Stop guessing. These calculators use current CRA rules and provincial data to show you precisely what you're entitled to — and what you may be missing.
Find out exactly how much you can contribute to your Tax-Free Savings Account right now
Enter your details on the left and click Calculate to see your available TFSA contribution room.
Your TFSA room is based on the year you became a Canadian resident and your contribution history.
Find out which account is better for your situation — the most common question newcomers get wrong
This tool compares the real after-tax value of putting money in RRSP versus TFSA based on your specific income, province, and retirement plans.
Estimate your monthly CCB payments based on your family income and number of children
The CCB is a tax-free monthly payment. Many newcomer families don't claim the full amount — or miss it entirely in their first year.
Enter your details to see your estimated monthly and annual benefit.
Find out how much to contribute now to maximize the free CESG government grant for your child
The government gives you a 20% match (CESG) on your first $2,500/year per child — that's $500 in free money annually. Late starters can catch up on missed grants.
Compare the First Home Savings Account vs the RRSP Home Buyers' Plan for your situation
The FHSA is relatively new (2023) and gives first-time buyers $8,000/year in tax deductions — but it works differently from the RRSP Home Buyers' Plan. This tool compares both for your numbers.